Fee Schedules - Advocacy Wealth Management

Fee Schedules

Fee Schedule

Common fees and charges passed through to clients by Fidelity Clearing and Custody Solutions:

EQUITIES

Domestic Online Orders

For householded accounts under $1M which are enrolled for eDelivery and all householded accounts over $1M (plus $0.01 per share for every share over 10,000 shares)	$ 4.95 ¹
For householded accounts under $1M that are not enrolled in eDelivery (plus $0.015 per share for every share over 1,000 shares)	$ 7.95 ¹

Exchange Traded Funds (ETFs)

Online orders for 70 iShares® ETFs and the Fidelity® Nasdaq Composite Index® Tracking Fund (ONEQ)	$ 0.00
Online orders for Fidelity sector ETFs	$ 0.00

Online ETF Orders (excluding the ETFs referenced above)

For householded accounts under $1M which are enrolled for eDelivery and all householded accounts over $1M (plus $0.01 per share for every share over 10,000 shares)	$ 4.95 ¹
For householded accounts under $1M that are not enrolled in eDelivery (plus $0.015 per share for every share over 1,000 shares)	$ 7.95 ¹

DVP/RVP Accounts

$0.01 per share commission

$0.01 ¹

MUTUAL FUNDS (Including Money Markets)

No Transaction Fee ("NTF" Funds)

Fidelity retail funds	No transaction fee
Fidelity advisor funds	No transaction fee
Fidelity money market funds	No transaction fee
Non-Fidelity funds that participate in NTF program	No transaction fee

MUTUAL FUNDS (Including Money Markets)

Transaction Fee ("TF" Funds)

An $18.00 additional fee above TF rates will apply on buy side transactions for certain fund families.

Fidelity retail funds	$ 25.00 flat ticket
Fidelity advisor funds	$ 5.00 flat ticket
Fidelity money market funds	$ 5.00 flat ticket

FIXED INCOME AND TRADE AWAY

Trade-away fee

$ 18.00 ²

OPTIONS

Online orders

$ 4.95 plus $0.65 per contract

OTHER FEES – Direct Customer Charge

Wire fee (including foreign currency)	$ 15.00
Wire fee (if the online cashiering feature is not used)	$ 30.00
Check reorder	$ 6.00
Overnight check request	$ 8.00
Account closeout fee	$ 75.00 per account

OTHER FEES – Direct Customer Charge

• Custody - Variable for alternative investments and physical metals

• Electronic Funds Transfer (EFT)

• Dividend postings

• Retirement accounts

MARGIN BORROWING – Direct Customer Charge

Average debit balance	Interest rate basis FABLR ³
$0-$9,999	FABLR + 2.00%
$10,000-$24,999	FABLR + 1.50%
$25,000-$49,999	FABLR + 1.00%
$50,000-$249,999	FABLR + 0.75%
$250,000-$999,999	FABLR + 0.50%
$1,000,000-$4,999,999	FABLR + 0.25%
$5,000,000+	FABLR + 0.20%

Additional fees and charges not disclosed on this schedule may apply. Additional information will be provided upon request.

1. Where the stock price is less than $1.00, a $4.95 flat fee will be charged.

2. With the exception of mark-ups and mark-downs on principal trades, charges outlined within this schedule for trades executed through Fidelity may be reflected as commissions and/or fees on trade confirmations. Trade away fees will appear as Service fees on the confirmation.

3. The Fidelity Advisor Base Lending Rate (FABLR) is set at the discretion of Fidelity with reference to commercially recognized interest rates, industry conditions regarding the extension of margin credit, and general credit conditions. The FABLR base rate is posted in the Fidelity Rates screen in Fidelity WealthscapeSM. Fed Funds target rate is subject to change based on market conditions. Fidelity will apply the Fed Funds target rate as published in the Wall Street Journal. Brokers Call is subject to change based on market conditions. Fidelity will apply the Broker Call rate as published in the Wall Street Journal.

DISCLAIMER | TERMS OF USE | PRIVACY POLICY | ACCESSIBILITY

THE FORGE COMPANIES

This communication should not be regarded as an offer or solicitation to buy or sell any securities or investment products, an official confirmation of any transaction, an official statement, or as any other official statement of Forge Consulting, LLC or its affiliates, which include but are not limited to Advocacy Trust LLC, Advocacy Inc., Advocacy Wealth Management, Forge Capital, LLC, Forge Capital Services, LLC, and Full Circle Coverage (altogether referred to as “Forge”). Forge does not provide tax, accounting, or legal advice to its clients, and all clients are advised to consult with professionals who can provide tax, accounting, and legal advice regarding any potential investment.

Securities and insurance products are NOT insured by the FDIC, nor by any other Federal or state government agency, are NOT a deposit of and are NOT Guaranteed by a bank or any bank affiliate, and MAY lose value.

FORGE and are registered trademarks of Forge Consulting LLC. is a registered trademark of Advocacy Wealth Management, LLC. , FORGE CAPITAL, FORGE FOR BUSINESS, FULL CIRCLE, and ABACUS ADVISORS are trademarks of Forge Consulting LLC.

All investments involve risks that you will lose value including the amount of your initial investment. Investments that offer the potential for higher rates of return generally involve greater risk of loss. Note: reinvestment transactions that involve selling existing investments may involve transaction costs associated with the sale of those assets as well as transaction costs associated with the purchase of new investments.

International investing: There are special risks associated with international investing, such as political changes and currency fluctuations. These risks are heightened in emerging markets.

Small/Mid-Capitalization investing: Investments in companies with small or mid-market capitalization ("small/mid-caps") may be subject to special risks given their characteristic narrow markets, limited financial resources, and less liquid stocks, all of which may cause price volatility.

High-Yield investing: Investments in high yielding debt securities are generally subject to greater market fluctuations and risk of loss of income and principal, than are investments in lower yielding debt securities.

Inflation Protected Bond investing: Interest rate increases can cause the price of a debt security to decrease. Increases in real interest rates can cause the price of inflation‐protected debt securities to decrease. Interest payments on inflation‐protected debt securities can be unpredictable.

Interest Rate Risk: This risk refers to the risk that bond prices decline as interest rates rise. Interest rates and bond prices tend to move in opposite directions. Long‐term bonds tend to be more sensitive to interest rate changes and therefore may be more volatile.